• Flexibility - Multiple plan options and payment modes to fit your budget

• Choice of Coverage Area - Worldwide or Worldwide Excluding the U.S., Canada, China, Hong Kong, Japan, Macau, Singapore, and Taiwan

• Freedom to Choose - Select your own health care provider, no matter where you are in the world

• Travel Intelligence - Receive location-specific alerts on health, transportation, security, and weather

• Assistance Services - Available on all plans

• Preventative Care - No waiting period on wellness benefits

• Healthy Travel Preventative Coverage - Receive vaccinations and preventative prescriptions prior to departure

• Pre-Existing Condition Waiver - For individuals with proof of comprehensive health insurance and no significant break in coverage (63 days)

You can’t plan when you get sick, and unfortunately, it can happen anytime and anywhere. Medical bills can be expensive, and IMG plans provide the cross-border medical coverage you need for unexpected medical care and routine visits.

Costs can add up while seeking medical treatment. However, access to IMG’s international physician and provider networks and pharmacy discount programs can help you save on out-of-pocket medical expenses and prescription medications.

Being away from your support system can be challenging. IMG provides access to mental health services, like virtual counseling, to help with the transition as you adapt to cultural differences, adjust to a change in job or education, and navigate new relationships while you’re away from loved ones.

Navigating an emergency in a foreign country is never easy. That’s why IMG offers a travel intelligence app to warn you of imminent dangers and security threats. Plus, a multilingual staff of nurses, doctors, and case managers provide 24/7 assistance services to facilitate a response to urgent and emergency situations, such as evacuations or search and rescue missions.