Privacy Policy

Last Updated: 09/05/2024

Insurance Consultants International ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, InsuranceConsultantsIntl.com (the "Site"). Please read this policy carefully to understand our views and practices regarding your personal data.

By using our Site, you consent to the practices described in this Privacy Policy. If you do not agree with the terms of this policy, please discontinue use of the Site.

1. Information We Collect

We may collect and process the following types of information from you:

a. Personal Information

This is information that can identify you directly, such as:

  • Full name

  • Email address

  • Phone number

  • Mailing address

  • Payment details when purchasing insurance

b. Non-Personal Information

This includes data that does not identify you personally but helps us improve your experience, such as:

  • IP address

  • Browser type

  • Device type

  • Pages viewed on the Site

  • Time spent on the Site

c. Cookies and Tracking Technologies

We may use cookies and similar technologies to track your activity on the Site. Cookies are small data files that help us recognize returning visitors and optimize your experience. You can adjust your browser settings to refuse cookies, but some features of the Site may not function properly without them.

2. How We Use Your Information

We use the information we collect for the following purposes:

  • To Provide Services: We use your personal information to provide you with the insurance services you request, including processing payments and sending confirmations.

  • Customer Support: We use your contact information to respond to inquiries and provide support.

  • Marketing Communications: With your consent, we may use your information to send you updates, promotions, and special offers related to our services.

  • Improvement and Analytics: Non-personal information is used to understand how our Site is used and to improve its functionality.

  • Legal Compliance: We may use your information as required by law or for legal proceedings.

3. How We Share Your Information

We do not sell or rent your personal information to third parties. However, we may share your information in the following situations:

a. Service Providers

We may share your personal information with trusted service providers who assist in operating our business, such as payment processors, IT service providers, and marketing platforms. These providers are required to keep your information confidential and use it only for the purposes for which we disclose it.

b. Legal Requirements

We may disclose your information if required to do so by law or in response to a legal process, such as a court order, or if we believe that such action is necessary to:

  • Comply with a legal obligation

  • Protect the rights or property of Insurance Consultants International

  • Protect against legal liability

c. Business Transfers

In the event of a merger, acquisition, or sale of all or a portion of our assets, your personal information may be transferred to the new entity as part of that transaction.

4. Your Choices Regarding Your Information

a. Access and Update

You have the right to access the personal information we hold about you and request corrections or updates. You can do this by contacting us using the information provided below.

b. Marketing Communications

If you no longer wish to receive marketing emails from us, you can opt out by following the unsubscribe instructions included in each email or by contacting us directly.

c. Cookies

Most browsers automatically accept cookies, but you can modify your settings to decline cookies. Please note that certain features of our Site may not work if cookies are disabled.

5. Security of Your Information

We take reasonable precautions to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.

6. Retention of Your Information

We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

7. Children’s Privacy

Our services are not intended for use by children under the age of 13, and we do not knowingly collect personal information from children. If we become aware that we have inadvertently collected information from a child under the age of 13, we will take steps to delete such information.

8. Third-Party Websites

Our Site may contain links to third-party websites. This Privacy Policy does not apply to those websites, and we encourage you to review the privacy policies of any third-party sites you visit. We are not responsible for the content or privacy practices of those websites.

9. Your California Privacy Rights (California Residents)

If you are a California resident, you have the right to request information about our data practices related to your personal information and the right to request deletion of your personal data under the California Consumer Privacy Act (CCPA). Please contact us using the information provided below to exercise these rights.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will post the updated policy on this page and update the "Last Updated" date above. Your continued use of the Site after any changes constitutes your acceptance of the revised policy.

11. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Insurance Consultants International
Niceville, FL
Phone: 800-576-2674
Email: support@insuranceconsultantsintl.com