The options we are recommending are the Diplomat America plan for Foreign National players visiting the US and the Manulife Global Youth Emergency plan for Canadian players visiting the US.

Both of these plans will complement the USA Hockey Accident plan which has a $1000 deductible when a primary plan is in place, or a $3500 deductible when no plan is in place.  Here is the wording from the USA Hockey Accident Policy document:

What kind of coverage does USA Hockey offer to players if they get hurt? Does this include dental coverage? USA Hockey offers two (2) kinds of insurance coverage to players who may become injured, while participating in a USA Hockey “sanctioned/approved event.” First, we provide excess medical coverage, subject to policy deductibles and out-of-pocket obligations, to pay for medical care up to $50,000; this coverage does include limited dental coverage. Second, for those members who are seriously injured, USA Hockey provides a $2,000,000 catastrophic injury medical plan; the “cat med” plan has a $50,000 deductible, which is usually covered by a player’s primary insurance, by USA Hockey’s excess medical, or by some combination of the two (2) plans. The “excess medical” coverage is designed to supplement your primary (any other insurance) coverage that you have, and it only pays for treatments AFTER the primary has been used. The member must meet a $1,000 out-of-pocket expense obligation, per accident, before this coverage begins. If you have NO PRIMARY INSURANCE, USA Hockey’s coverage can become primary. However, when used as a primary USA Hockey’s coverage has a $3,500 deductible, which must be satisfied BEFORE it will pay bills.