Why Travel Insurance Matters: Real Stories of Risk and Peace of Mind
When we plan a trip, the focus is often on the adventure, relaxation, or excitement of new destinations. But as Craig Robinson, our owner at Insurance Consultants International, always says: “A medical evacuation doesn’t happen often, but it happens every day to someone!” That single phrase captures why travel insurance is not just a recommendation but a true necessity.
“A medical evacuation doesn’t happen ofter, but it happens every day to someone!”
The Reality of Risk
Travel involves various types of risk—medical, financial, and logistical. Emergencies are unpredictable and can happen to anyone. Whether it’s an unexpected injury, illness, or significant travel delay, the expenses can add up fast, especially when you’re away from home and relying on limited local resources. That’s where the peace of mind from having travel insurance comes in. Travel insurance isn’t about avoiding risk entirely—it’s about being protected if something does go wrong.
Real-Life Experiences: Maureen’s Story
Consider the experience of Maureen, a recent customer who learned firsthand the value of travel insurance. Last Christmas, Maureen and her husband were vacationing in the Virgin Islands. What was supposed to be a peaceful getaway took a turn when her husband suffered a severe fall, leaving him with both legs in locked braces. He couldn’t fly back commercially due to his condition, and without travel insurance, the medical evacuation to bring him back to the U.S. would have cost $65,000—an amount that could have forced Maureen and her husband to mortgage their home.
Thankfully, their travel insurance policy covered the medical evacuation cost entirely. Reflecting on the incident, Maureen expressed deep gratitude, saying, “You never think you need it, but life is very unpredictable and without guarantees. We are beyond grateful for travel insurance coverage.”
But this wasn’t the only time Maureen experienced the benefits of travel insurance. On a separate trip, her daughter-in-law was hospitalized in a foreign country. With hospital bills piling up and travel logistics interrupted, Maureen was amazed to find that their policy covered all medical expenses as well as the costs associated with flight delays. She and her family were able to focus on recovery and getting home safely instead of worrying about financial strain.
How Travel Insurance Provides Peace of Mind
Maureen’s experiences underscore the peace of mind that travel insurance offers. Here’s what comprehensive travel insurance can do:
Medical Coverage and Emergency Evacuation: Protects you from high medical bills and, if needed, arranges medical evacuation back to your home country.
Trip Cancellations and Delays: Covers unexpected delays and cancellations, helping you recover costs for disrupted plans.
Protection for Belongings: Insures your luggage and personal items, making sure they’re covered if lost or delayed.
Don’t Let the Unexpected Turn into a Financial Burden
Travel insurance is a small investment in a plan that provides security and support when life’s unexpected moments interrupt your travels. At Insurance Consultants International, we believe in protecting your adventures by transferring the financial risk from you to a trusted insurance provider—leaving you free to enjoy the journey.
Before your next trip, consider the peace of mind that comes with coverage. Just as Maureen put it, “You never think you need it, but life is very unpredictable and without guarantees.” Travel wisely, and protect your adventure with the right insurance plan.